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See All Of The Frugal Living TipsRecent Cheapskate Article From 26th January, 2012Credit Misuse Is The Problem![]() Avoid Credit Card Misuse Having a credit card is not the problem with most people who get into financial trouble. Misuse of credit cards is usually on of the problems though! If you handle your credit cards the right way, they can improve your financial security and comfort. If you misuse them, they can make you miserable. At the Frugal Pig, we are quite aware that stuff happens. There may be cases where misuse is warranted, but they should probably fall in the category of absolutely needing to fix your car so you can get to work, or needing dental servies right now. If you ever find yourself in an emergency situation, previous credit card misuse, over frivolous things, will only make your situation worse. |
Why be a frugal pig?Well, a pig can get fat off of scraps and find happiness in a large mud puddle! Frugal living does not mean discomfort or deprivation. The frugal pig does not believe in deprivation, working too hard, or dwelling on unpleasant tasks! In fact, people who can control their finances usually have a much easier time getting the things they want and need. They enjoy cheaper rates for mortgages, auto loans, and insurance, and so it is easier for them to save more money and afford luxuries. The worse off you are; the worse it gets. Frugal Living Tips And IdeasThe Main Reason You Don't Have Enough Money! Your income does not predict your debt or savings accounts. Some families comfortably save money and manage debt on $30,000 a year, while many families struggle with $80,000 or more! We know what the difference between the two families is, and is does not have anything to do with deprivation or living in a tent without television. Frugal Living does not mean deprivation or discomfort! It means taking the steps to reduce debt, save money, and control (not stop) spending money and using credit! |