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	<title>The Frugal Pig &#187; spending</title>
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		<title>Frugal Holiday Shopping &#8212; Survive the Holidays Without Debt</title>
		<link>http://www.frugalpig.com/frugallife/frugal-shopper/frugal-retail-shopping/frugal-holiday-shopping-survive-the-holidays-without-debt/</link>
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		<pubDate>Thu, 13 Nov 2008 13:43:28 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Frugal Retail Shopping]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[holiday season]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[spending]]></category>

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		<description><![CDATA[Ok, here we are approaching the holiday season while the economy sags all around us. The good part of this is we can find lots of deals out there as the stores compete for business. The bad part, of course, is many of us find we have a lot less money saved or invested, less credit at a more expensive price, higher costs for monthly bills like groceries, and possibly, less income. And of course, we all meant to start a holiday savings account last January. But somehow, with higher prices and lower returns, that account either got raided, or never even started in the first place. Don&#8217;t feel guilty, but just figure out how to attack this holiday season without it. There&#8217;s always next year. So how can you get through this season without racking up strained credit card bills? Alot of it comes down to being organized. Go ahead and follow Santa&#8217;s lead; make a list and check it twice! Then go through your list and assign a budget. If you know you want to spend $100 on teenaged Suzy and $15 on Uncle Tony, you will be able to see if your total budget is realistic. Don&#8217;t [...]
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