Saving Money Quotes

The next time you need some inspiration to pack away your credit cards, or just a good line to use on your kids, you can consult these famous quotes on being frugal!

Ben Franklin was pretty well known for his thouughts on the subject.

• A penny saved is a penny earned
• If you would be wealthy, think of saving as well as getting -

I like the last one, and my own dad always said, “It’s not how much you make. It’s how much you save.” This is similar advice, and as a teen, of course, it always annoyed me. Now I just wish I had paid more attention earlier. :)

Sir Henry Taylor also had some words on  the subect.

• The art of living easily as to money is to pitch your scale of living one degree below your means.

That should strike a chord with many people, especially these days.

Samuel Johnson, the English poet and critic had some very sage advice too.

• Without frugality none can be rich. With it, few would be poor.

So you have a favorite Frugal Living Quotes?

Feel free to register for free and put it in the comments. We do moderate comments to keep out SP#M, but we love to publish your thoughts!

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Look for some practical tips here: Surviving a Recession. It is mostly downhome advice like saving money, reducing debt and preparing yourself for a job loss. But it also contains some unique tips on making some income during unemployment with freelance jobs that you may not have thought of.

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FREE EASY BUDGET WORKSHEET TO DOWNLOAD AND PRINT

Most of us aren’t saving enough money for one simple reason. The reason is that we spend too much! The reason that we spend too much is because we have not spent a few minutes to prepare a budget, and so we have totally underestimated our monthly expenses. That is why we have included this simple budget worksheet.

I have to be honest. When I sat down and worked out my budget, I had underestimated my monthly expected by hundreds of dollars. Oh, I figured in my mortgage, and I even allowed for utilities and insurance. But I think I made the same mistake that many people make, and I underestimated what I spent every month on groceries and other consumable goods.

See I remembered what I spent on groceries, but I did not remember to include the mid-week trip to pick up more shampoo and dog food, or the three times a week I ran into my corner drug store, and the almost daily stops at the convenience store. I needed to double the figure.

That miscalculation made me think I had more money for eating out, movies, and clothes then I did. That miscalculation added up to $500 a month. And that was before I remembered to add in $50 a month for family haircuts, $200 a month for my kid’s lunch money, and another $200 a month for the cash that I handed them when they needed something at school or had a function to attend. So I miscalculated by almost $1,000!

So why not prepare your budget summary now?

budget, saving money

Technorati Tags: budget, saving money

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