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	<title>The Frugal Pig &#187; medical</title>
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		<title>How To Afford Health Insurance</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/how-to-afford-health-insurance/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/how-to-afford-health-insurance/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 16:32:26 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[low income]]></category>
		<category><![CDATA[medical]]></category>
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		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=245</guid>
		<description><![CDATA[Can You Afford Health Insurance ? Bear with me. This article is a little complex. I do have a lot of experience with this topic, but since my audience is diverse, I have to answer the question for different types of people. I will assume that most people who are reading this are from the millions of Americans who lack group medical benefits. Some of you may have a group health plan at work, and that is usually your best option. However, I do understand that these days, that some employers expect the employees to kick in a large share of that too. Millions more of you may work at a company that does not offer group major medical, be self employed, or laid off. Some of you may already suffer from a pre-existing health condition that makes it hard to get private insurance, or that even makes it hard to find another job! Individual Health Insurance You should not assume, right off the bat, that you cannot afford a private medical plan. These days, there are so many options that you may find one that covers you in case of a serious accident or illness at a budget friendly [...]
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		<title>Finding Family Health Insurance Yourself</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/finding-family-health-insurance-yourself/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/finding-family-health-insurance-yourself/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 13:06:46 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[medical]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=58</guid>
		<description><![CDATA[I am back with another article about insurance, but that is because I have some background in the subject. And even though the economy is all the news, people are still having problems finding affordable health insurance to cover their families in case of a major illness or accident. This is especially true for self employed people, or those with a job that does not provide health benefits. However, even people who are lucky enough to get health insurance from their jobs find that premiums are increasing, and their coverage limits are plunging, which all means these people have to carry a higher burden when they seek medical services. PPO, HSA, or Something Else? So I want to help people choose the best health plan for their families. The article linked to in the previous statement covers the essential definitions of PPO, HSA, HMO, indemnity, and mini med health plans. If you have a choice between health plans, you will find that the best choice depends upon your own budget, habits, and expectations. For instance, disciplined savers who like to control their health spending will want to look at Health Savings Account (HSA) compatible plans. Those who want something easier [...]
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		<title>Cheap Health Insurance &#8212; Oxymoron?</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/cheap-health-insurance-oxymoron/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/cheap-health-insurance-oxymoron/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 20:18:07 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[medical]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=27</guid>
		<description><![CDATA[Can You Pinch Pennies On Health Insurance? Well, if you live in the US, and need to obtain an individual health insurance policy, it make seem impossible to find cheep health insurance. In fact, this website calls it cheep health insurance! But we actually have some very valid tips. First, look at the deductible. Raising the deductible is one of the surest ways to reduce the premium. The difference between a $1k yearly deductible and a $5k deductible can be hundreds of dollars a year. An HSA account, which allows you to earn interest in a savings account that can be used to meet the deductble and copays, and which also has tax advantages, can be a great step towards frugal health insurance! Learn more about how to find the best individual health insurance for you and your family. If you are confused about the different types of health insurance, look at a comparison between HSA and PPO and HMO Medical Plans. If you run a small business, you may need to decide how you are going to obtain medical coverage for yourself, your family, and your employees. Look at Small Business Health Insurance for a comparison between group vs. [...]
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