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	<title>The Frugal Pig &#187; Loans</title>
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	<link>http://www.frugalpig.com/frugallife</link>
	<description>Frugal Living Tips and Ideas</description>
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		<title>Should I Pay Off Debt</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/pay-off-debt/should-i-pay-off-debt/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/pay-off-debt/should-i-pay-off-debt/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 17:15:02 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Pay Off Debt]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=121</guid>
		<description><![CDATA[Will Paying off Debt Help Finances? I think that most of us ask ourselves this question from time to time. Will paying down loans help us in the long run? Of course, almost everybody I know would be very happy to be debt free, and owe nothing to anybody! But for most of us, paying off credit cards, car loans, and mortgages will certainly deplete the cash reserves we need for emergencies. There is probably not one right answer for everybody. But rather than flipping coins or consulting the I-Ching, you can actually do some hard analysis on these questions. It is not that hard to figure out how you will benefit from paying down loans, and if it will be worth the risk. This website has online money calculators which you can use to give you some numbers. In addition we have published an online debt payoff calculator. You can use these simple tools to give you some real answers. And if you do not have the cash to reduce your balances to zero right now, you may profit from a high balance credit card transfer. Find offers for lower interest rates, and then if you cannot get your [...]
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		<title>Worried About Layoffs?</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/finance/worried-about-layoffs/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/finance/worried-about-layoffs/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 02:46:21 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=54</guid>
		<description><![CDATA[We haven&#8217;t been getting very good news about employment in the US lately. And of course, all economic news, with the bailout of the mortgage giants, is pretty grim. In fact, home foreclosures hit a record in the 3rd quarter of this year. And if you think that the bailout will help the situation, you might want to read this article: who does the mortgage giant bailout help? Prepare for an Income Loss Do home mortgage defaults and layoffs have anything to do with each other? Well, according to the much maligned Freddie Mac, unemployment or income loss is the leading cause of mortgage default. In an ideal world, we would all have 6 months of income stashed in a bank account in case of an income loss. But lately, with rising gas and food prices, most of us have had to dig into that savings account. So what can you do? Well many people can qualify for a supplemental job loss protection program. Instead of a loan company financed mortgage protection plan, which only pays the mortgage company, you can get a plan that actually pays you cash if you are layed off. I think that giving the consumer the [...]
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		<title>Layoff Insurance for Unemployment Mortgage Protection</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/pay-off-debt/layoff-insurance-for-unemployment-mortgage-protection/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/pay-off-debt/layoff-insurance-for-unemployment-mortgage-protection/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 17:46:34 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Pay Off Debt]]></category>
		<category><![CDATA[credt]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[layoff]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=52</guid>
		<description><![CDATA[US Home foreclosures in July, 2008 were up 55% over the previous July, and many Americans are concerned about their financial stability these days. Companies are eliminating positions, and state unemployment benefits will not cover the mortgages, auto loans, and other bills that most families have. That is why many people are planning ahead by looking for mortgage unemployment insurance. This type of layoff insurance provides a cash benefit. The cash can be used in any way it is needed, and is not tied to one particular debt, like a mortgage, as is the case with many other types of credit insurance. This allows the owner of the benefit to control how it is used, and we believe this control is in the best interest of the consumer, and not just the best interest of lenders. Layoff insurance offers affordable rates, and can be a valuable financial planning tool for working people. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.
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		<title>Debt Pay Off Calculator</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/pay-off-debt/debt-pay-off-calculator/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/pay-off-debt/debt-pay-off-calculator/#comments</comments>
		<pubDate>Sat, 24 May 2008 02:35:13 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Pay Off Debt]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=13</guid>
		<description><![CDATA[How Long To Pay Off Debt With Minimum Payments? You may wonder how long it will take to pay off a credit card or other unsecured loan by making the minimum payment. Well, I have to tell you that if have run up a substantial balance, let&#8217;s say a few thousand dollars, it will take awhile if you can manage it at all. Let&#8217;s say you have a fairly moderate $3500 balance. And lets say your interest rate is reasonable, say 14%. FREE ONLINE DEBT PAYOFF CALCULATOR Well, if you make $85 a month payments, it can take 4 and a half years, and you will have paid out almost $1200 on interest on that $3500 of debt! If you can swing $150 a month payments, you can reduce your payoff time to about 2 1/3 years, and almost cut the interest in half. Of course, if you get sucked into the extra services, like credit protection, that the companies try to tack onto your bill, a minimum payment will make even less progress. debt, loans, credit card, debt payoff, debt reduction, bad credit   Technorati Tags: debt, loans, credit card, debt payoff, debt reduction, bad creditNo related posts. Related [...]
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