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	<title>The Frugal Pig &#187; insurance</title>
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	<link>http://www.frugalpig.com/frugallife</link>
	<description>Frugal Living Tips and Ideas</description>
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		<title>Is Name Your Own Price Car Insurance Really Frugal?</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/is-name-your-own-price-car-insurance-really-frugal/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/is-name-your-own-price-car-insurance-really-frugal/#comments</comments>
		<pubDate>Sun, 27 Feb 2011 02:18:36 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[autos]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[name your own price]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=365</guid>
		<description><![CDATA[What Is Name Your Own Price Car Insurance? There are some positive and negatives to the Name Your Own Price car insurance system that Progressive promotes on their TV and Internet ads today.  You may wonder how this can be possible. The system is actually fairly simple, and it does make the process of buying a policy more transparent to the customer. Of course, you cannot just name any price. It would be great if you could so everybody could buy very cheap insurance onlineat the Progressive website! There will be a minimum cost to getting the minimum required coverage by state law or your auto lender. What you can do is cut your premium by deciding to opt out of some of the extras that may normally included in policies. For example, if you have a loan on a fairly new vehicle that you had to take out a loan to purchase, your lender probably requires you to have full coverage on that car. They want to make sure that the loan can be paid off in case of an accident or other damage. However, they probably do not require you to pay extra for rental car coverage. They [...]
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		</item>
		<item>
		<title>Lower Cost Senior Car Insurance</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/lower-cost-senior-car-insurance/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/lower-cost-senior-car-insurance/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 19:04:55 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[over 50]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=296</guid>
		<description><![CDATA[Why Is Senior Car Insurance Expensive? People in midlife may enjoy some great auto insurance rates. They have had a chance to build a long driving history and may be enjoying a very stable part of life. However, this changes as people pass into retirement age. While a 60 year old may find it easy to buy cheap car insurance, rates may increase at age 70. If you are in &#8220;midlife&#8221;, enjoy the benefits of Over 50s Car Insurance.  But if you entering retirement years, and have been hit by a rate increase, you may need to research Seniors Car Insurance. Why Do Senior Auto Insurance Rates Go Up? Many seniors are good drivers! They have years of experience, plus the maturity to make good judgements on the road. However, some older people have physical problems that can hamper their ability to operate a vehicle. They may be especially vulnerable at night, in busy traffic, or on unfamiliar roads. The point is &#8211; insurers tend to look at claims dollars the pay out for a variety of groups. The senior age group, like the young adult age group, just tends to be responsible for larger shares of the total amount. So [...]
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Funeral Expense Planning</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/finance/funeral-expense-planning/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/finance/funeral-expense-planning/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 18:32:11 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[funerals]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=57</guid>
		<description><![CDATA[Nobody really likes to thing about the death of a loved one, and the topic is uncomfortable. However, the reality is that funerals are very expensive in the US, and when people do not plan for the inevitable, a sad time can be even more stressful. While US funerals average about $8,000, many familes do not have the cash around to pay for one. There are different ways to plan for burial expenses, and of course the best way is to have the cash handy in an interest bearing acount. If that isn&#8217;t possible you may want to look at burial insurance for seniors, which is basically a low face value whole life insurance policy that is designed to be easy for seniors to qualify for. They are also designed to be affordable for most seniors, or for their families. A monthly bill seems easier to handle than one large payment. If you are curious if a burial plan is right for you, and your families, look at final expense insurance rates.  And since these plans are usually based on whole life insurance, you may want to get whole life insurance explained. No related posts. Related posts brought to you by Yet [...]
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		<title>Find Auto Insurance Discounts</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/find-auto-insurance-discounts/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/find-auto-insurance-discounts/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 04:25:53 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[discount insurance]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=46</guid>
		<description><![CDATA[I cannot help you pay your rising gas bills or grocery tabs, but I might be able to help you shave another bill that may be causing budget strain! Car insurance is very competitive these days, and you should be looking around for the best rates from top companies that are available in your town or city. In other words, every so often, you owe it to your budget to do some car insurance shopping. NEW WEBSITE DISCOUNT INSURANCE See, your premiums will depend upon many factors, but the company you use is a big one. Other factors that different insurers consider are age, driving history, zip code, and even the type of car. Additional consideration is given to defensive driving class, safety features and anti-theft devices, and even a consumer credit report. You need to find the company that gives the best discounts for the things you already have in your favor. For instance, you could have a great driving history with long years of ticket free and accident free driving. But a lower credit score can still keep some companies from giving you the best rate! You need to find an insurer who does not consider credit, and [...]
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		</item>
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		<title>Really Cheap Life Insurance Rates</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/finance/really-cheap-life-insurance-rates/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/finance/really-cheap-life-insurance-rates/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 21:06:51 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=33</guid>
		<description><![CDATA[Do You Know About No Load Life Insurance? We certainly see a lot of ads for cheap life insurance, but you seldom see an ad for no load life insurance. This is because this life insurance is sold without adding the commission fees into the premium, and so it is much cheaper. Do not assume you get the lowest, no load rates, even if you purchase a policy direct from an insurance company either because they still have to recoup their advertising. Insurance companies spend a lot in TV ads, direct mailers, and magazine spreads. The absolute cheapest policy would probably be  no load term life insurance.  These are usually purchased from a financial advisor who earns his money by charging a fee for consulting, or who is a salaried employee of an insurance or financial company. Permanant life insurance like whole life or universal life insurance costs more because it builds a cash value, but with a no load policy, the cash value can begin accumulating right away. A cash value does not usually begin until the commission expense has been recouped by the insurance company. If you are looking for more traditional, affordable life insurance why not take [...]
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		<item>
		<title>Cheap Health Insurance &#8212; Oxymoron?</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/insurance/cheap-health-insurance-oxymoron/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/insurance/cheap-health-insurance-oxymoron/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 20:18:07 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[insurance]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[medical]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=27</guid>
		<description><![CDATA[Can You Pinch Pennies On Health Insurance? Well, if you live in the US, and need to obtain an individual health insurance policy, it make seem impossible to find cheep health insurance. In fact, this website calls it cheep health insurance! But we actually have some very valid tips. First, look at the deductible. Raising the deductible is one of the surest ways to reduce the premium. The difference between a $1k yearly deductible and a $5k deductible can be hundreds of dollars a year. An HSA account, which allows you to earn interest in a savings account that can be used to meet the deductble and copays, and which also has tax advantages, can be a great step towards frugal health insurance! Learn more about how to find the best individual health insurance for you and your family. If you are confused about the different types of health insurance, look at a comparison between HSA and PPO and HMO Medical Plans. If you run a small business, you may need to decide how you are going to obtain medical coverage for yourself, your family, and your employees. Look at Small Business Health Insurance for a comparison between group vs. [...]
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