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Funeral Expense Planning

Funeral Expense Planning

Nobody really likes to thing about the death of a loved one, and the topicĀ is uncomfortable. However, the reality is that funerals are very expensive in the US, and when people do not plan for the inevitable, a sad time can be even more stressful. While US funerals average about $8,000, many familes do not have the cash around to pay for one.

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September 23 2008 | Posted in finance | Read More »

Find Auto Insurance Discounts

Find Auto Insurance Discounts

I cannot help you pay your rising gas bills or grocery tabs, but I might be able to help you shave another bill that may be causing budget strain! Car insurance is very competitive these days, and you should be looking around for the best rates from top companies that are available in your town or city. In other words, every so often, you owe it to your budget to do some car insurance shopping.

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July 16 2008 | Posted in insurance | Read More »

Really Cheap Life Insurance Rates

Really Cheap Life Insurance Rates

Do You Know About No Load Life Insurance?

We certainly see a lot of ads for cheap life insurance, but you seldom see an ad for no load life insurance. This is because this life insurance is sold without adding the commission fees into the premium, and so it is much cheaper. Do not assume you get the lowest, no load rates, even if you purchase a policy direct from an insurance company either because they still have to recoup their advertising. Insurance companies spend a lot in TV ads, direct mailers, and magazine spreads.

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June 10 2008 | Posted in finance | Read More »

Cheap Health Insurance — Oxymoron?

Cheap Health Insurance — Oxymoron?

Can You Pinch Pennies On Health Insurance?

Well, if you live in the US, and need to obtain an individual health insurance policy, it make seem impossible to find cheep health insurance. In fact, this website calls it cheep health insurance! But we actually have some very valid tips. First, look at the deductible. Raising the deductible is one of the surest ways to reduce the premium. The difference between a $1k yearly deductible and a $5k deductible can be hundreds of dollars a year. An HSA account, which allows you to earn interest in a savings account that can be used to meet the deductble and copays, and which also has tax advantages, can be a great step towards frugal health insurance!

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June 4 2008 | Posted in insurance | Read More »