Some Years it is Tough to Be Santa!

This will be a tough year for many families. As I am writing this, I am thinking about the stack of property tax bills on my counter, and also the holiday gifts that my kids want. This may seem like a bad time to think about being frugal, but it is probably one of the best times. So how can I cut some expenses, like holiday gift giving, while sticking to a budget.

A Holday Gift Budget is Important!

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I have a friend who is a great shopper, and the things she does to save hundreds of dollars are not difficult at all. With a little smart shopping, and by comparing at a couple of competing stores, she is able to find the right applicance at the best possible prices!

Look at her great article to get an example : How To Buy A Cheap Refrigerator

Here is a summary of the steps she took to save money, and these steps could apply to any applicance buy!

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Why Anti-Consumerism? Isn’t that Anti-American?

I grew up in a very frugal home. My parents paid cash for used cars, and we lived in older homes with small mortgages that were well within their means. My folks always had money for important things like health insurance, glasses, or emergency travel. They had what we used to call a depression mentality, and as a young person, I struggled against it. Of course, I wanted a better bike, a fancier bedroom set, and more clothes that had not come from my older sister.

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