Peer To Peer Loan Sites Just as the name implies, peer to peer loans are made to individuals by individuals. This means that traditional financial institutions have been bypassed. The saver (investor) chooses which loans to fund. The hopeful borrower gets to make a case that he or she is a good candidate for...
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Frugal Living Tips and Ideas
Posts Tagged ‘ debt ’
Can Peer To Peer Loans Improve Credit Scores?
Watch Christmas Debt
The Holiday Debt Alert So many people spend more than they earn during the course of the year. Several watchdog sites are warning people to keep track of their charge cards. The Christmas season can make us very vulnerable to running up more debt. ! It is the season of giving, but you also need...
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What Debt Is Good Debt?
Is Any Debt A Good Debt? We talk a lot about paying off debt. We really hate high credit card balances because they tend to be for things that are not really tangible or long lasting, and those rates can really run out of control. There has been a lot of talk about the...
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Should I Pay Off Debt
Will Paying off Debt Help Finances? I think that most of us ask ourselves this question from time to time. Will paying down loans help us in the long run? Of course, almost everybody I know would be very happy to be debt free, and owe nothing to anybody! But for most of us,...
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Americans Are Cutting Debt – But Why?
While I was hanging around on Yahoo Finance watching my stock portfolio bottom out, I did notice an article that looked encouraging at first glance. It said that US consumer debt has dropped a bit for the first time on record. i.e. for the first time, since they started tracking consumer debt, it has...
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Got an extra dollar to spare … For your Credit Cards?
So can you spare a buck a day? If so, maybe you can apply an extra $30 a month to your credit card bill. If so, you will be paying to finance $360 a year less, which with interest rates approaching 27% on some cards can be substantial! This is especially true if you...
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