Credit Misuse Is The Problem Having a credit card is not the problem with most people who get into financial trouble. Misuse of credit cards is usually on of the problems though! If you handle your credit cards the right way, they can improve your financial security and comfort. If you misuse them, they...
Read More »
Can You Pay Off Your Credit Cards? The thought of paying off high interest credit cards may make you wince. I know that most of the people around here have been in that position from time to time. Any time we made progress, something seemed to come up that wiped out months of careful...
Read More »
Can You Still Reduce Credit Card Interest Rates Today? Despite a lot of optimistic articles on this subject, I have to say it is a little tougher to get a large credit card reduction that it was a few years ago. When I called my own credit card company, for one of those cards...
Read More »
The Holiday Debt Alert So many people spend more than they earn during the course of the year. Several watchdog sites are warning people to keep track of their charge cards. The Christmas season can make us very vulnerable to running up more debt. ! It is the season of giving, but you also need...
Read More »
Is Any Debt A Good Debt? We talk a lot about paying off debt. We really hate high credit card balances because they tend to be for things that are not really tangible or long lasting, and those rates can really run out of control. There has been a lot of talk about the...
Read More »
So can you spare a buck a day? If so, maybe you can apply an extra $30 a month to your credit card bill. If so, you will be paying to finance $360 a year less, which with interest rates approaching 27% on some cards can be substantial! This is especially true if you...
Read More »
