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	<title>The Frugal Pig &#187; budget</title>
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		<title>The Online Budget Calculator Helps You Find Money Leaks</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/budgets/the-online-budget-calculator-helps-you-find-money-leaks/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/budgets/the-online-budget-calculator-helps-you-find-money-leaks/#comments</comments>
		<pubDate>Thu, 26 May 2011 19:10:55 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Budgets]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget calculator]]></category>
		<category><![CDATA[budget worksheet]]></category>
		<category><![CDATA[calculator]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=443</guid>
		<description><![CDATA[How Can A Budget Calculator Help You? Have you ever wondered where all of your money went last month? I know that I have. That is why the Frugal Pig developed its own online monthly budget calculator. It was designed to help you get a clear picture of your expenses in a variety of categories. I know that when my expenses start to exceed my budget, I have a hard time getting a handle on things by just adding up numbers in my head. I need a clearer way to visualize the problem. And once I can &#8220;see&#8221; the problem, I can start to fix it. Oh, did I mention that we provide this tool for free? Find Budget Leaks So You Can Stop Them For example, you may not realize how much you spend on casual and unplanned stops at the local convenience store or corner pharmacy. If you stop there three times a week and spend an average of an extra $20 on sodas, chips, or beer, you have just let $240 a month slip through your fingers. Another example might happen to people with family cell phone plans. Those things can really creep up, and even a [...]
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		<title>Family Budget WorkSheet Online</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/budgets/family-budget-worksheet-online/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/budgets/family-budget-worksheet-online/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 14:14:48 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Budgets]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budget worksheet]]></category>

		<guid isPermaLink="false">http://www.frugalpig.com/frugallife/?p=145</guid>
		<description><![CDATA[Why Prepare a Family Budget? I don&#8217;t know about you, but I find that if I don&#8217;t make some effort to plan out my finances, it leads to trouble every time. I always seem to be an eternal optimist, thinking that financial matters will just take care of themselves. The thing is, that do seem to take care of themselves as long as I am aware of how much is coming and going out. But when I neglect to pay attention to this, my savings evaporate and debt creeps up. Famly Budget Worksheets We have given you two resources to help you plan. The first is a family budget sheet which you can download and print. This gives you a simple way to document your income, expenses, and savings. I understand that some income and expenses are variable. It is not so important to document every expense down to the last dime. It will be enough to make a good estimate of an average month. So you could sit down with the real numbers from the past couple of months, or you could just try to make a general estimate based upon your experience. The second resource is a sample [...]
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		<title>Why Aren&#8217;t We Saving Money? Impulse Spending and No Budget!</title>
		<link>http://www.frugalpig.com/frugallife/frugal-finance/saving-money/saving-budget/</link>
		<comments>http://www.frugalpig.com/frugallife/frugal-finance/saving-money/saving-budget/#comments</comments>
		<pubDate>Sat, 24 May 2008 01:11:35 +0000</pubDate>
		<dc:creator>Oink</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[financial plan]]></category>

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		<description><![CDATA[Why Aren&#8217;t Americans Saving Money? FREE EASY BUDGET WORKSHEET TO DOWNLOAD AND PRINT Most of us aren&#8217;t saving enough money for one simple reason. The reason is that we spend too much! The reason that we spend too much is because we have not spent a few minutes to prepare a budget, and so we have totally underestimated our monthly expenses. That is why we have included this simple budget worksheet. I have to be honest. When I sat down and worked out my budget, I had underestimated my monthly expected by hundreds of dollars. Oh, I figured in my mortgage, and I even allowed for utilities and insurance. But I think I made the same mistake that many people make, and I underestimated what I spent every month on groceries and other consumable goods. See I remembered what I spent on groceries, but I did not remember to include the mid-week trip to pick up more shampoo and dog food, or the three times a week I ran into my corner drug store, and the almost daily stops at the convenience store. I needed to double the figure. That miscalculation made me think I had more money for eating out, [...]
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