Can You Pinch Pennies On Health Insurance?
Well, if you live in the US, and need to obtain an individual health insurance policy, it make seem impossible to find cheep health insurance. In fact, this website calls it cheep health insurance! But we actually have some very valid tips. First, look at the deductible. Raising the deductible is one of the surest ways to reduce the premium. The difference between a $1k yearly deductible and a $5k deductible can be hundreds of dollars a year. An HSA account, which allows you to earn interest in a savings account that can be used to meet the deductble and copays, and which also has tax advantages, can be a great step towards frugal health insurance!
Learn more about how to find the best individual health insurance for you and your family. If you are confused about the different types of health insurance, look at a comparison between HSA and PPO and HMO Medical Plans.
If you run a small business, you may need to decide how you are going to obtain medical coverage for yourself, your family, and your employees. Look at Small Business Health Insurance for a comparison between group vs. individual for small companies.
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