Saving Money Quotes
The next time you need some inspiration to pack away your credit cards, or just a good line to use on your kids, you can consult these famous quotes on being frugal!
Ben Franklin was pretty well known for his thouughts on the subject.
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I know tha when I worked in an office that was far from home, enjoying lunch out was something I really looked forward to. I needed that break from my cubicle or office, and it was also nice to get together with coworkers to bond a little bit. But those lunches out got expensive. That $5 a day started turning into $10 a day or more. So when my budget got tight, it was hard to justify spending $200 a month on lunch time restaurant meals.
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Is there anybody you know who doesn’t want to save more money? Everybody I talk to feels the pressure from the recent economic downturn. The banks are paying a lot less interest on our savings accounts and CDs while they are charging a lot more for our credit card debt. Many of us have watched our retirement account values sink while our jobs and businesses have become less stable. So what we need are some way to reduce our monthly bills so we can save money every month.
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Can you save a buck a day? This is a great exercise to do with older kids, but I know many frugal adults who do it too. Get a jar, and then scoop out your change every day. This includes any change you find on the floor or in the laundry or in your couch. Try to make sure you put at least $1 in the jar every day.
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FREE EASY BUDGET WORKSHEET TO DOWNLOAD AND PRINT
Most of us aren’t saving enough money for one simple reason. The reason is that we spend too much! The reason that we spend too much is because we have not spent a few minutes to prepare a budget, and so we have totally underestimated our monthly expenses. That is why we have included this simple budget worksheet.
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