Frugal approach to credit, debit, insurance, and savings
What Are Second Chance Loans? When most people refer to second chance loans, they are usually talking about some sort of loan that can help people with bad credit. This may mean that the person, with poor credit, can get financing. Even more important than the financing may be the chance to rebuild credit...
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Peer To Peer Loan Sites Just as the name implies, peer to peer loans are made to individuals by individuals. This means that traditional financial institutions have been bypassed. The saver (investor) chooses which loans to fund. The hopeful borrower gets to make a case that he or she is a good candidate for...
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Credit Misuse Is The Problem Having a credit card is not the problem with most people who get into financial trouble. Misuse of credit cards is usually on of the problems though! If you handle your credit cards the right way, they can improve your financial security and comfort. If you misuse them, they...
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Start Your Financially Fit New Year! Most of us make the same tedious resolutions every New Years. We are going to lose weight, get fit, and eat right. That usually does not work out that well, so how about trying a new resolution? Let’s all get more financially fit in 20112 Steps Towards More...
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Who Is Rich In The US? We already published an article about what income group is considered middle class. We also established that most people in the US think of themselves as middle class, regardless if we would think of them as rich or poor. Are you rich, poor, or middle class? How much...
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How Much Money Will You Need For Retirement? Of course, the exact amount of retirement savings that you will need in order to retire comfortably is really hard to predict! This number will also be different for different people. Some things that will affect your own estimates will be your expenses, lifestyle, plans, and...
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