October 10, 2008 – 3:17 pm
Well, now there is no doubt about the fact that the US, and the world, is enduring an economic downturn. We have been watching financial leaders and politicians deny if long enough, but even they are admitting it now. However, as much as we are all struggling to watch our expenses and keep our savings, [...]
September 23, 2008 – 6:32 pm
Nobody really likes to thing about the death of a loved one, and the topicĀ is uncomfortable. However, the reality is that funerals are very expensive in the US, and when people do not plan for the inevitable, a sad time can be even more stressful. While US funerals average about $8,000, many familes do not [...]
September 18, 2008 – 1:23 pm
Most of us know that we have something called a credit report on file somewhere. We also know that credit report affects our ability to obtain financing, and it also affects the interest rate we pay if we can get credit. This impacts our home mortgage, car loans, and other credit. However, even though we [...]
September 9, 2008 – 4:02 pm
You Can Prepare For a Job Loss
A good friend of mine had been a very productive team member at his job for years. In fact, his team even got recognized for a couple of patents, and he was certain that his company valued the contribution he made. A few short months after he brought home [...]
September 9, 2008 – 2:46 am
We haven’t been getting very good news about employment in the US lately. And of course, all economic news, with the bailout of the mortgage giants, is pretty grim. In fact, home foreclosures hit a record in the 3rd quarter of this year. And if you think that the bailout will help the situation, you [...]
August 22, 2008 – 3:46 pm
Do you remember using your bank card or credit card somewhere, and being mildly embarassed when the charge was refused because you had either overdrawn your bank account or gone over your credit card limit? Well, I hate to admit it, but I experienced that a time or two in my younger years, especially when [...]
Do You Have Health Insurance?
The lack of health insurance does not just give some people a social stigma, especially at the doctor’s office, but can cause a medical or financial crisis. If you follow the news at all, you know that almost 50 million Americans lack health insurance. Many more do not have very good [...]
Find A Student Loan Online.
It is not too late to raise some money for school next fall. Even with a rough economy, you can still find lenders who will help you make it through school. Search through a variety of funding sources. Private sources include banks and student loan companies. Public sources include federal loans [...]
American Are Still Losing Their Homes
This is a pretty painful subject for me because I do know people who had to leave their homes. They did manage to land on their feet, and seem to be thriving in a more modest dwelling then they used to own. They did go through a crisis, but probably [...]
Do You Know About No Load Life Insurance?
We certainly see a lot of ads for cheap life insurance, but you seldom see an ad for no load life insurance. This is because this life insurance is sold without adding the commission fees into the premium, and so it is much cheaper. Do not assume you [...]