November 13, 2008 – 1:43 pm
Ok, here we are approaching the holiday season while the economy sags all around us. The good part of this is we can find lots of deals out there as the stores compete for business. The bad part, of course, is many of us find we have a lot less money saved or invested, less [...]
November 7, 2008 – 6:25 pm
Tight Budgets Mean Less Eating Out
Of course, we have been encouraging everybody, including our own family, to cut out restaurant meals in order to trim our budget. We know that we can feed 4 people at home with a very good meal for $10 to $20 or less, depending upon the meal, and that dinner [...]
October 23, 2008 – 1:30 pm
Do you need a recipe that is simple, cheap, and still tastes great? Here is my quick Italian Baked Casserole which should cost less than $10 to make and will feed 8 people. Of course, it will also feed 4 people and provide you with leftovers you can freeze to reheat on another busy day!
You [...]
October 23, 2008 – 1:09 pm
So can you spare a buck a day?
If so, maybe you can apply an extra $30 a month to your credit card bill. If so, you will be paying to finance $360 a year less, which with interest rates approaching 27% on some cards can be substantial! This is especially true if you have only [...]
October 10, 2008 – 3:17 pm
Well, now there is no doubt about the fact that the US, and the world, is enduring an economic downturn. We have been watching financial leaders and politicians deny if long enough, but even they are admitting it now. However, as much as we are all struggling to watch our expenses and keep our savings, [...]
October 1, 2008 – 1:06 pm
I am back with another article about insurance, but that is because I have some background in the subject. And even though the economy is all the news, people are still having problems finding affordable health insurance to cover their families in case of a major illness or accident. This is especially true for self [...]
September 23, 2008 – 6:32 pm
Nobody really likes to thing about the death of a loved one, and the topicĀ is uncomfortable. However, the reality is that funerals are very expensive in the US, and when people do not plan for the inevitable, a sad time can be even more stressful. While US funerals average about $8,000, many familes do not [...]
September 18, 2008 – 1:23 pm
Most of us know that we have something called a credit report on file somewhere. We also know that credit report affects our ability to obtain financing, and it also affects the interest rate we pay if we can get credit. This impacts our home mortgage, car loans, and other credit. However, even though we [...]
September 9, 2008 – 4:02 pm
You Can Prepare For a Job Loss
A good friend of mine had been a very productive team member at his job for years. In fact, his team even got recognized for a couple of patents, and he was certain that his company valued the contribution he made. A few short months after he brought home [...]
September 9, 2008 – 2:46 am
We haven’t been getting very good news about employment in the US lately. And of course, all economic news, with the bailout of the mortgage giants, is pretty grim. In fact, home foreclosures hit a record in the 3rd quarter of this year. And if you think that the bailout will help the situation, you [...]