Resolve Insurance Company Complaints

If you have a complaint with the way that your insurer settled your claim, I would like to suggest the steps you should take to try to resolve it. These steps can be very effective, and you should not just shrug off a problem with your insurance company. After all, you are paying your premiums every month to be covered. Even if you do not end up getting every claim paid the way you think it should be paid, at least you will understand why your insurer handled it the way they did.

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If you asked me what the most popular home internet business is, I would probably guess EBay Seller. Compared to other home businesses, online auctions – especially very popular ones like EBay – have some real advantages.

Why Sell On EBay

1. It is easy and cheap to get started on EBay – EBay’s tools allow novices to post auctions, and many people started by selling things they had around the house before they moved up to finding wholesale sources. Compared to starting a brick and mortar store, your costs are tiny. You can post your first auction of used books or a brand new jacket you never wore for pennies.

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When is a Phone just a Phone?

It is so easy to get caught up in all of the technology available on cell phones today. When some people look for a phone, they are also looking for a handheld computer, camera, music player, text messaging device, handheld game systems and GPS! There are two big problems with all of this functionality though. First, it makes the phone complex to use. The other big problem for us frugal people is that all of that stuff comes with a price.

The Jitterbug phone is often promoted as a Cell Phone For Seniors, because of these features:

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While I was hanging around on Yahoo Finance watching my stock portfolio bottom out, I did notice an article that looked encouraging at first glance. It said that US consumer debt has dropped a bit for the first time on record. i.e. for the first time, since they started tracking consumer debt, it has dropped. Now this should be good news that Americans are finally realizing that the future pain that debt gives them is not worth the quick satisfaction of a 50 inch TV set or something.

Is Declining US Debt Always Good News?

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Do You Have One Of Those Toilets?

Well, toilets are one thing we would rather not discuss too much, and I have already posted a quick tip about unclogging a toilet with no commercial product. And while I have had some fairly positive feedback for that tip, apparently it does not do the job 100% of the time. And we really need to aim for success!

OK, so you walk in the the bathroom, and you see that one of your kids, your signifigant other, or of course the mysterious “somebody else”, have left a nasty mess. What do you do?

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It’s a Towel. It’s a Sponge. It’s ShamWow!

Do you know how many trees get cut down every year to provide Americans with paper towels? Well, honestly, neither do I, but I’ll bet it is alot. Beyond the loss of trees, we spend a lot of money on throwaways like paper towels, but going back to rags doesn’t seem like a good solution either.

If you’ve seen the ShamWow on TV, you already know that it works like a chamois, towel, or a sponge. Plus, you can throw it in the washing machine and dryer. You can use it around the house, and outside on the car. They can even be bleached! Plus, they come with a 10 year warranty.

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It Isn’t Your Father’s Thrift Store Anymore!

I have to admit that I had a pretty negative view of second hand stores, of the sort run by various charities. I probably got the idea from a childhood memory of riding with my parents to dump off a lot of my old clothes and toys at the back door of a dusty old building. However, I got dragged into my local Salvation Army thrift shop recently, and let me tell you what I found!

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Holiday E Cards are The New Black!

Let’s face it. We all really think that commercial greeting cards are a waste of money. I mean, c’mon! How do they expect us to justify spending $3.99 or more on a cardboard sheet and an envelope just so we don’t have to actually think of something to write. And don’t forget that after you buy the cards, you will have to stick on postage.

More and more people are sending invitations and holiday greetings with online greeting cards, and I thought I’d point out a free online e card website that can satisfy you if you celebrate Kwanza, Christmas, Chanukah, or something I haven’t thought of.

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