Make Mo’ Money with Paid Survey Websites.
Do You Need More Money?
Sometimes we can be as frugal as Uncle Scrooge, and it all still comes down to a need for more money. But with today’s busy lifestyles, how can you possibly fit another job in? Well, many people have found a source of hundreds, or even thousands, of dollars a month taking paid surveys at home.
Home Survey Money
Large and well known companies really do spend millions of dollars on research, and a big part of the marketing research consists of consumer surveys and focus groups. It is not unusal to find surveys that pay $50 or more, and many ordinary people can make a few hundreds of dollars a month by working a couple of hours a day from the comfort of their home pc. More ambitious survey takers have reported larger incomes, and some are raking in a few thousand dollars, all for voicing their opinions on every day products.
Learn more about paid surveys at Survey Earners. You can find companies who are waiting to contact you!
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Safe Places To Put Your Money
Where is a Safe Place To Put Money?
If you’ve been watching your stocks decline, you are not alone. The stock market has lost trillions of dollars over the last few months, and that includes billions of retirement 401K money. If you are looking for a safe place to sock away cash, it can be frustrating. You may see that your local bank is only paying a fraction of a percent in interest will will really be a loss since it probably will not keep up with inflation.
High Yield Online accounts like the ING Orange Savings Account may be a better option. Since online accounts do not have to pay the salaries and other expenses of a branch bank, they can offer better returns. They offer higher than average interest rates, and are FDIC members so your money is insured just like it would be at the bank down the street.
It is actually very easy to use online savings accounts. So go on and stash some cash.
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Watch For Car Loan “catches”
If you have good credit, and a down payment saved, it is very tempting to buy a new car now. Auto makers are eager to make a good deal, and some great auto financing deals can be found. But here is the question that comes up often: Are 0% Car Loans a good deal?
Well it turns out that loans without interest often require a fairly quick payoff time. If you can afford to pay off your car in 3 years, rather than 5 or 7 years, you will save money in the long run. But you can still find some very low interest rate loans that will let you have a longer time to pay your car off, and this will reduce your monthly payment. If that longer payout fits better into your own monthly budget, then you may consider it even if it will cost more in the long run.
Of course, it would be better to have the cash to just pay off a car, but reliable transportation pays off in the long run.
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Frugal Holiday Shopping — Survive the Holidays Without Debt
Ok, here we are approaching the holiday season while the economy sags all around us. The good part of this is we can find lots of deals out there as the stores compete for business. The bad part, of course, is many of us find we have a lot less money saved or invested, less credit at a more expensive price, higher costs for monthly bills like groceries, and possibly, less income.
And of course, we all meant to start a holiday savings account last January. But somehow, with higher prices and lower returns, that account either got raided, or never even started in the first place. Don’t feel guilty, but just figure out how to attack this holiday season without it. There’s always next year. 
So how can you get through this season without racking up strained credit card bills? Alot of it comes down to being organized. Go ahead and follow Santa’s lead; make a list and check it twice! Then go through your list and assign a budget. If you know you want to spend $100 on teenaged Suzy and $15 on Uncle Tony, you will be able to see if your total budget is realistic. Don’t forget to add in presents you will need for work or social club events.
Now if you get to the bottom of that list, and the total is just unrealistic, this is a good time to figure that out. You know, Uncle Tony might not mind a nicely packaged box of homemade cookies, and Suzy might have to accept a $75 mall shopping card instead of a $100 one!
Shop now, and it next year, remember to start shopping in advance. That electronics device that your oldest son has to have might have been cheaper, and more available, in July. Those people who do their holiday shopping all year around, in an organized way, spend less. If you cannot afford the $500 game system right now, think about giving a $100 gift card to the store where they can be purchased.
Saving towards a goal will be good for John Jr. in the long run anyway! And maybe you can spread it around to all of John Jr’s friends and relatives that a gift card to that store is the gift of choice. Many of them will be relieved because they do not have to figure out what to buy a teenager anyway!
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Copycat Restaurant Recipes to Chilli’s, Applebees, And More….
Tight Budgets Mean Less Eating Out
Of course, we have been encouraging everybody, including our own family, to cut out restaurant meals in order to trim our budget. We know that we can feed 4 people at home with a very good meal for $10 to $20 or less, depending upon the meal, and that dinner at a restaurant will probably cost $10 a person or more!
>>>> COPYCAT RESTAURANT MEALS AS SEEN ON TV <<<<<<< CLICK HERE TO SEE MORE
But we still miss our restaurant meals, and that’s why cookbooks like copycat restaurant meals are so popular these days! You can find secret recipes from Chilli’s, KFC, Applebees, Red Lobster, TGI Friday’s, and more. You will surprise and amaze your family when you can cook them pasta with an Olive Garden recipe or soup from Outback Steak House! Of course, we are really excited about the Rainforest Cafe crab cakes.
And you will not have to pay a high restaurant bill either. Who knows? Your family may even tip you!
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