Do you need a recipe that is simple, cheap, and still tastes great? Here is my quick Italian Baked Casserole which should cost less than $10 to make and will feed 8 people. Of course, it will also feed 4 people and provide you with leftovers you can freeze to reheat on another busy day!

You need: 2 lbs ground meat (i.e. hamburger, ground turkey, etc.) , 1/2 cup of macaroni or similar pasta (I like the high fiber kind), 1 26oz can of spaghettis sauce (any flavor you like), chopped up onions, green peppers or other veggies to taste, additional herbs to taste (i.e. rosemary, Italian season mix).

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So can you spare a buck a day?

If so, maybe you can apply an extra $30 a month to your credit card bill. If so, you will be paying to finance $360 a year less, which with interest rates approaching 27% on some cards can be substantial! This is especially true if you have only been paying the minimum balance and found that you are not getting anywhere trying to pay off your balances.

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Well, now there is no doubt about the fact that the US, and the world, is enduring an economic downturn. We have been watching financial leaders and politicians deny if long enough, but even they are admitting it now. However, as much as we are all struggling to watch our expenses and keep our savings, we do find that some people do ok during a recession, and some people even prosper! What is the difference between those that can barely survive the crisis, and those that make out ok? I think the difference is being, just like a Boy Scout, prepared!

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I am back with another article about insurance, but that is because I have some background in the subject. And even though the economy is all the news, people are still having problems finding affordable health insurance to cover their families in case of a major illness or accident. This is especially true for self employed people, or those with a job that does not provide health benefits. However, even people who are lucky enough to get health insurance from their jobs find that premiums are increasing, and their coverage limits are plunging, which all means these people have to carry a higher burden when they seek medical services.

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