Frugal Living Do You Know How Long It Will Take To Pay Off Debt? If all you can do is pay minimum payments on credit card balances, it will take forever to pay them off. Use our handy online debt payoff calculator to see what sort of damage you are doing to your finances.

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Debt Payoff Calculator!

Credit Card Minimum Payment Interest Calculator
This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).

Instructions: Somewhere in your credit card disclosure statement the card company will tell you something like "your minimum payment will be 2% of the balance or $10, whichever is higher. These are the figures you will enter in Column C and Column D respectively.

Dollar
Amount
Charged
Annual
Interest
Rate
C
Minimum
Payment
Percent
D
Minimum
Minimum
Payment
Interest
Charges
Number of
Payments
Total #
of Years
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